While people have good reason to trust their physician, especially if it is someone who they have seen on a regular basis for many years, it is wise – and not at all disrespectful to the initial physician – to get a second opinion on a major diagnosis (or even a lack of one if your symptoms cannot be explained). 

A study in 2015 found that of 7,000 people seeking second opinions, 37 percent of them had changes in treatment and 15 percent had a different diagnosis. 

But how do you go about getting a second opinion? And will insurance cover it? Schenectady Center for Rehabilitation and Nursing has the answers to these questions.

When to Ask for a Second Opinion?

Any time you’re given a major diagnosis that could be life-changing. Being recommended for surgery, a costly procedure that insurance won’t cover, and being prescribed medication with serious side effects are all reasons to seek out a second opinion. Also, if you feel something is wrong but your doctor cannot accurately diagnose it.

How to Go About Getting One

While you may feel funny asking your physician’s office, they will not be offended if you ask for a referral for a second opinion. Alternatively, you can check with friends and family and – depending on the diagnosis – there may be support groups in the area that can make recommendations.

Will Insurance Cover it?

The general answer is, yes, your second opinion will be covered. Medicare covers it, but private insurance companies may have conditions like prior authorizations and the use of an in-network provider. It’s best to call and ask your insurance company before setting any appointments.

To learn more about Schenectady Center for Rehabilitation and Nursing and all of the services they offer, visit https://centershealthcare.com/schenectady_center/.